Complete Guide: Code To Borrow Airtime From MTN
In this article, I will explain all the necessary information that you need to know about borrowing airtime from MTN. Likewise, I will provide you with the code you need to dial in and the terms and conditions you should be aware of before using this service.
Over the years, mobile network providers have revolutionized the method of communication by offering different services that make our lives more convenient.
One of the popular services that MTN, one of the best mobile network operators in many countries, offers is the ability to borrow airtime espresso when you run out of credit.
This feature is useful when you need to make an urgent call or send an important text message but do not have enough credit on your phone.
Even if you are new to the MTN network or have been a customer for a long time, this article will assist you to access the airtime you need in no time.
Code To Borrow Airtime From MTN
You need to follow the instructions below to borrow airtime from MTN
- You need to dial *606# on your MTN line.
- Select Xtratime from the menu options.
- Now you have followed the prompts so that you can choose the amount of airtime you want to borrow.
- Now you need to confirm your request.
- Immediately after your request is confirmed, the borrowed airtime will be credited to your account as soon as possible.
Now you can use it immediately to make calls, send text messages, or purchase data bundles.
Remember that borrowing airtime from MTN comes with a service fee which will be deducted from the borrowed airtime immediately after you recharge your account. You also need to know that the amount of the fee depends on the amount of airtime you borrow.
You need to be eligible to use this service, and the amount of airtime you can borrow will depend on your usage and payment history. If you have an outstanding airtime loan, you must pay it back before you can borrow it again.
How to Be Eligible To Borrow Airtime From MTN
Before you can be eligible to borrow airtime from MTN, you need to meet the following requirements.Â
- You need to be a prepaid MTN subscriber.
- You need to be an MTN subscriber for at least 3 months.
- You need to have a consistent record of recharging your account and using other MTN services.
- Your account balance must not be negative.
If you are lucky to meet all of these requirements, then you need to dial the *606# code to check if you are eligible to borrow airtime and the amount you can borrow.
Remember that if you are not eligible, you need to recharge your account to use other MTN services for more months to meet the eligibility criteria.
You need to know that eligibility for airtime borrowing is not automatic and may vary depending on your usage and payment report. Likewise, the amount you can borrow can be limited based on your usage method and previous borrowing history.
What You Need To Know About Borrowing Airtime From MTN
If you are one of the MTN users that want to borrow airtime from MTN. These are some of the things you should know:
Service Fee
It’s very important to consider the charges when it comes to borrowing airtime on the MTN line.Â
It is also known as a service fee which will be deducted from the amount you borrowed when you recharge your account. The fee depends on the amount of airtime you borrowed but it is between 10% and 15% of the borrowed amount.
Borrowing Limit
At the moment, your eligibility depends on their recharge historyÂ
The amount of airtime you can borrow from MTN depends on your eligibility and usage history
You can borrow up to the maximum limit allowed because it is determined by your account activity and payment history.
Repayment
You need to repay the borrowed airtime before you have the opportunity to borrow again. At the moment, the repayment is automatically MTN, you need to meet certain requirements before you can be eligible. Some of these conditions are being a prepaid MTN subscriber, consistent record of recharging your account and using other MTN services and having a positive account balance.
Short-term solution
You need to know that borrowing airtime from MTN is a short-term solution that’s why you should not make it a long debt. You have to have a long-term solution so that you can manage your finances.
You have to manage your airtime usage and recharge your account regularly to avoid running out of credit.
In conclusion, borrowing airtime from MTN can be a useful service when you need to make an urgent call or send a text message and don’t have enough credit. However, it is important to understand the terms and conditions of the service, the fees involved, and the eligibility criteria before using it.
Minimum to borrow from MTN
The minimum amount you are allowed to borrow on your MTN sim depends on the country and the local currency. At the moment, the amount you can borrow is usually between 50 and 100 units of the local currency in Nigeria. Likewise, the minimum amount you can borrow is N50, while in Ghana, it is GHS 1.
You have to know that the minimum amount you can borrow depends on the terms and conditions of the service and the policies of the mobile network operator.Â
Maximum to borrow from MTN
At the moment, the maximum amount you can borrow from MTN depends on the country and the local currency.
The maximum amount you can borrow is usually between 1000 and 5000 units of the local currency in Nigeria. Likewise, the maximum is N2000, while in Ghana, it is GHS 50.
You need to know that the maximum amount you can borrow depends on the terms and conditions of the service and the policies of the mobile network operator. Also, the amount you can borrow may be limited based on your usage and previous borrowing history.